Open Today! 9:00 AM - 9:00 PM

$750 OFF

New and Used Vehicle Purchases

Thank you for visiting our dealership! As a token of our appreciation we would like to offer you $750.00 off Any Vehicle Purchase. After submitting your information you will receive a message with this offer from Hudson Kia. One coupon per transaction. Must present coupon upon arrival. Cannot be combined with any other discounts.

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Open Today! 9:00 AM - 9:00 PM
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36 Water Street Route 440 Jersey City, NJ 07305 (201) 432-7700
36 Water Street Route 440, Jersey City, NJ 07305
Sales: (201) 903-7298 | Service: (201) 366-7281 | Parts: (201) 298-9193

Our KIA Dealer Will Tell You All You Need To Know About Car Loans

Our KIA Dealer Will Tell You All You Need To Know About Car Loans

If you're a Newark, New Jersey resident that is interested in purchasing a new or used vehicle but would first like to learn more about car loans, Hudson KIA in Jersey City is here to help! We're dedicated to ensuring our customers have all the information they need in order to make informed decisions and have gathered material on what you need to know about car loans!

Most auto shoppers choose to finance a vehicle rather than paying for the total cost up front, making car loans quite common. If you are looking to finance a new car, here are some things to keep in mind when applying for loan assistance.

Work With Reputable Lenders

While the majority of financial institutions and lenders are honest, there are still some auto financing lenders out there that use predatory lending practices. When you work with a business that has an established reputation as being a trusted source, such as Hudson KIA, you avoid harmful predatory practices. Here at our new and used KIA dealer near Hillside, NJ, we:

  • Never pressure our customers
  • Ensure all loan avenues have been explored
  • Negotiate competitive terms that complement our client's credit score

You should never feel pressured to make a financing decision on the spot. Our Jersey City, NJ dealership encourages you to explore all the options that are available to you so that you can make a confident, informed decision.

Understand Three Important Numbers

When looking to finance a new or used car for sale, be sure you understand these numbers:

  • The down payment amount
  • The interest rate
  • The total cost

As many drivers will only take into account their monthly installments, which can be manipulated to make a deal look more appealing than it may be. Here at Hudson KIA, we offer transparent car loan processes, and we pride ourselves on being forthcoming with all information. We're here to ensure you can enjoy competitive interest rates and reasonable monthly installments so that you never end up paying more than what the car is worth in the long run!

Know How Much You Can Afford

Knowing your budget before you walk into a dealership helps you find a vehicle that falls well within your ability to make monthly installments. As a general rule of thumb, car buyers put down a down payment of at least 20% on the car of their choice.

Determining a monthly payment budget can be a little bit more tricky. Motorists don't want to stretch themselves financially but also don't want payments that are so low that it will take a long time to pay off the vehicle. The financing experts here at our new and used Jersey City, NJ KIA dealership can help you determine both a down payment amount and a comfortable monthly installment range, so don't hesitate to contact us today!

Ensure Your Credit Score Is Accurate

Loan lenders want to know more about your credit score, as it shows how you have managed your debt in past circumstances. It's important to know what your credit score is, and the factors that influence it so that any mistakes can be addressed and fixed before you start applying for auto loans.

Don't let a credit score that isn't perfect stop you from shopping for reliable cars, as many dealerships work with drivers of all backgrounds and needs. Here at Hudson KIA, we offer alternative financing packages so don't hesitate to turn to our loan professionals no matter what your current situation may be. We're here to help you find the auto financing solution that you deserve!

Dealer Information
Hudson KIA 36 Water Street Route 440 Jersey City, NJ 07305 Get Directions
Sunday:
CLOSED
Monday:
9:00 AM - 9:00 PM
Tuesday:
9:00 AM - 9:00 PM
Wednesday:
9:00 AM - 9:00 PM
Thursday:
9:00 AM - 9:00 PM
Friday:
9:00 AM - 9:00 PM
Saturday:
9:00 AM - 8:00 PM
Sunday:
CLOSED
Monday:
8:00 AM - 7:00 PM
Tuesday:
8:00 AM - 5:00 PM
Wednesday:
8:00 AM - 5:00 PM
Thursday:
8:00 AM - 7:00 PM
Friday:
8:00 AM - 5:00 PM
Saturday:
8:00 AM - 4:30 PM
Sunday:
CLOSED
Monday:
8:00 AM - 7:00 PM
Tuesday:
8:00 AM - 5:00 PM
Wednesday:
8:00 AM - 5:00 PM
Thursday:
8:00 AM - 7:00 PM
Friday:
8:00 AM - 5:00 PM
Saturday:
8:00 AM - 4:30 PM
Phone:

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